ARF helps those who, for one reason or another, have been denied financing by a bank. ARF helps business owners secure business loans instead of partners and liens. Visit Advance Restaurant Finance, sponsor of this post, today to start the process by completing a short credit application. Then you fax this month's bank statement and most recent three months' credit card statements. Sounds easy? It is! Remember Advance Restaurant Finance (ARF) the next time you need to replace your walk in freezer or pizza oven.